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阿童木

Sesame social credit score

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阿童木

So after reading so much about this in western press in the last few months, I finally got around to seeing if my alipay account has a social score!

 

how do I compare to other chinese-forums sesame citizens, and any tips on how to improve my standing as an upstanding member of PRC society 😉 

221543892948_.pic.jpg

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roddy

I've been meaning to post about the social credit score things - are they actually impacting on daily life yet?

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abcdefg
25 minutes ago, roddy said:

I've been meaning to post about the social credit score things - are they actually impacting on daily life yet?

 

Not so far as I can tell. 

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imron
24 minutes ago, abcdefg said:

Not so far as I can tell. 

I guess you have a good rating then 😉

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Publius

Screenshot_2018-12-04-19-03-04-871_com_eg.android.AlipayGphone.thumb.png.7df400b9d936e3e5e110ac0df05d9359.png

Don't have a score. Doesn't seem to impact me.

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889

There are other ratings around, too.

 

China Mobile rates its customers. (I think I'm one star.) So do many banks.

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imron
On 12/4/2018 at 10:23 PM, Publius said:

Doesn't seem to impact me.

You're agent j.

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dtcamero

ouch! 578

glad this isn't my real credit score 😂 must be because of all the times i had to educate mainland 留学生 about the 六四事件.

 

IMG_6103.PNG

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Lu

To my knowledge, the Sesame score (which is in the pictures you are posting) is not the same as the government-rated social credit score. So talking about 六四 and buying diapers instead of booze goes into two different systems with two different scores.

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Takeshi

Interesting that you guys have good scores. Do you buy things on Alipay a lot? I thought it would be hard for foreigners to get a good score just because they would use these systems less.

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889

Not surprisingly, WeChat is starting its own credit scoring system:

 

http://www.ejinsight.com/20190114-wechat-pay-pilots-credit-scoring-rival-to-alibabas-sesame-credit/

 

What is surprising, though, is that your WeChat credit score will depend not just on your own activities, but your friends' as well: "Under the WeChat Pay Points system, credit scores of a person’s friends and personal connections on the WeChat platform will be taken into consideration to calculate the individual’s credit scores."

 

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DavyJonesLocker

First time I checked. Given I practically never use alipay I'm surprised I even have a score at all. I always try link all payments to wechat . Maybe there is something linked to alipay that I have forgotten about. MoBike ? 

 

As regards credit scoring I can't see how its impacted my life  in China as I always pay for things upfront. The only think I can think of is when I forget to pay my phone bill and I don't get cut off. Another one might be buying goods on taobao without paying from them initially however as far as I'm aware then money his into an inrermediary and then you elect to pay once you are satisfied (or automatically after 10 days if you do nothing?) 

 

Car rental might be an issue perhaps but I did rent one in the first year I was in China 

 

Then again in the UK I have an average credit score at best. The only major impact on my life was  obtaining  a mortgage. However to get a very good credit score you need to building up a history of credit and paying it off on time.

Screenshot_20190115-081109.jpg

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889

You need a score of at least 650 to rent Hellobike without paying the 199RMB deposit.

 

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