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Check or wire transfer from us to Shanghai


CaliGirl

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What is the easiest way to transfer a one time large amount from the US to Shanghai? I heard that it can take months to recover the funds. Is this correct? 

Is it better to use a personal check written to yourself, a bank certified check or a money wire for amounts over $10,000? Are there banks that are better than others? 

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I'm not sure what a student's account is. The question is, does the recipient actually have an account at a Chinese bank in Shanghai.

 

If you're a parent just trying to send monthly living expenses to a child studying in China, then giving them an ATM card from a US bank is handiest.

 

As to wiring, of course you can do that, to a Chinese bank account. But US banks these days can be troublesome and inquisitive about large wire transfers. So best to use a bank that knows you well.

 

Checks can indeed take many weeks to clear.

 

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